{"id":197871,"date":"2026-07-30T15:12:55","date_gmt":"2026-07-30T12:12:55","guid":{"rendered":"https:\/\/pozirk.online\/en\/news\/197871\/"},"modified":"2026-07-30T15:12:56","modified_gmt":"2026-07-30T12:12:56","slug":"national-bank-head-describes-reduction-of-benchmark-value-as-signal-that-banks-are-rightly-lowering-interest-rates","status":"publish","type":"articles","link":"https:\/\/pozirk.online\/en\/news\/197871\/","title":{"rendered":"National Bank head describes reduction of benchmark value as signal that banks are rightly lowering interest rates"},"content":{"rendered":"\n

July 30, Pozirk.<\/em> <\/strong>The reduction of the calculated standard risk value (CSRV) for capital expenditure (CapEx) loans to 10.69 percent is a signal to banks that they are pursuing the right policy as they independently reduce borrowing costs and stay out of the risk zone, Raman Ha\u0142o\u016d\u010danka, chairman of the National Bank of Belarus, said on July 30.<\/p>\n\n\n\n

Banks provided around 3.6 billion rubles in CapEx financing in the first half of 2026, Ha\u0142o\u016d\u010danka said in a video on the National Bank\u2019s website. He said that such lending is on the rise now, following a decline of four percent in the first quarter of 2025, and will have to reach around four billion rubels in the latter half of the year to meet the annual target.<\/p>\n\n\n\n

Ha\u0142o\u016d\u010danka expressed satisfaction with the current average interest rate on new CapEx loans, slightly above 10 percent, arguing that it allows companies to upgrade their facilities and equipment and carry out new investment projects.\u201d<\/p>\n\n\n\n

\u201cHowever, we are, of course, making additional decisions aimed at increasing the attractiveness of such loans,\u201d he said. \u201cTherefore, there is a demand for CapEx loans.\u201d<\/p>\n\n\n\n

Ha\u0142o\u016d\u010danka added that the National Bank is telling banks to proactively reach out to companies and provide them with necessary organizational assistance instead of passively waiting for clients to \u201ccome for money.\u201d<\/p>\n\n\n\n

The calculated standard risk value is a threshold interest rate set by a central bank to help commercial banks evaluate credit risk and determine whether their lending rates fall within a safe, non-risky zone. The National Bank of Belarus typically adjusts the CSRV at the end of each month.<\/p>\n\n\n\n

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